/* ============================================================
   FACT&DO (팩트앤두) — 디자인 시스템
   팔레트(사업계획서 지정): Deep Navy #172238 · Cobalt #315EFB · Action Coral #FF6B4A
   타이포: Pretendard Variable(본문·헤드라인) + IBM Plex Mono(데이터·라벨)
   시그니처: E0–E5 증빙 미터 · FACT=코발트 / DO=코랄 2채널 컬러 시스템
   ============================================================ */

:root{
  --navy:#172238;
  --cobalt:#315EFB;
  --coral:#FF6B4A;
  --ink:#1C2740;
  --mut:#5B6478;
  --line:#E1E7F2;
  --paper:#F6F8FC;
  --cobalt-t:#EEF3FF;
  --coral-t:#FFF1EB;
  --navy-t:#EAEEF6;
  --white:#FFFFFF;
  --danger:#C63A2F;
  --r:14px;
  --r-s:9px;
  --shadow:0 10px 30px rgba(23,34,56,.08);
  --font:"Pretendard Variable",Pretendard,-apple-system,BlinkMacSystemFont,"Apple SD Gothic Neo","Malgun Gothic",sans-serif;
  --mono:"IBM Plex Mono","SF Mono",ui-monospace,monospace;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.65;font-size:16px;
  -webkit-font-smoothing:antialiased;word-break:keep-all}
img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer}
input,select,textarea{font-family:inherit;font-size:15px}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
.narrow{max-width:780px}
.center{text-align:center}
.mono{font-family:var(--mono);font-size:.86em;letter-spacing:-.01em}
.dim{color:var(--mut)}
.fine{font-size:13.5px;color:var(--mut);line-height:1.7;margin-top:12px}
.t-cobalt{color:var(--cobalt)}
.t-coral{color:var(--coral)}
:focus-visible{outline:3px solid var(--cobalt);outline-offset:2px;border-radius:4px}

/* ---------- 버튼 ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:12px 22px;border-radius:11px;font-weight:700;font-size:15px;border:1.5px solid transparent;
  transition:transform .15s ease,box-shadow .15s ease,background .15s ease}
.btn:hover{transform:translateY(-1px)}
.btn-coral{background:var(--coral);color:#fff;box-shadow:0 6px 18px rgba(255,107,74,.32)}
.btn-coral:hover{background:#F55C39}
.btn-cobalt{background:var(--cobalt);color:#fff;box-shadow:0 6px 18px rgba(49,94,251,.28)}
.btn-cobalt:hover{background:#2450E8}
.btn-ghost{background:#fff;color:var(--navy);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--navy)}
.btn-danger{background:#fff;color:var(--danger);border-color:#F0C9C4}
.btn-danger:hover{border-color:var(--danger)}
.btn-lg{padding:15px 30px;font-size:16.5px;border-radius:13px}
.btn-disabled{background:var(--navy-t);color:var(--mut);cursor:not-allowed;padding:15px 30px;border-radius:13px;font-weight:700;display:inline-flex}
.btn-mini{display:inline-flex;align-items:center;padding:6px 12px;border-radius:8px;font-size:13px;font-weight:600;
  border:1.5px solid var(--line);background:#fff;color:var(--navy)}
.btn-mini:hover{border-color:var(--navy)}
.wfull{width:100%;margin-top:8px}

/* ---------- 헤더 ---------- */
.site-head{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line)}
.head-in{display:flex;align-items:center;justify-content:space-between;height:66px;gap:16px}
.brand{display:flex;align-items:center;gap:10px}
.mark{width:40px;height:26px;flex:none}
.wm{font-weight:800;font-size:20.5px;letter-spacing:-.03em;display:inline-flex}
.wm b{font-weight:800}
.wm-f{color:var(--navy)}
.wm-a{color:var(--coral);padding:0 1px}
.wm-d{color:var(--cobalt)}
.site-nav{display:flex;align-items:center;gap:26px}
.site-nav a{font-weight:600;font-size:15px;color:var(--ink)}
.site-nav a:hover{color:var(--cobalt)}
.site-nav a.on{color:var(--cobalt)}
.site-nav .nav-cta{color:#fff;padding:9px 18px;font-size:14px}
.site-nav .nav-cta:hover{color:#fff}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;padding:8px}
.nav-toggle span{width:22px;height:2.5px;background:var(--navy);border-radius:2px;transition:.2s}

/* ---------- 히어로 ---------- */
.hero{padding:64px 0 34px;background:
  radial-gradient(900px 420px at 85% -10%, var(--cobalt-t), transparent 60%),
  radial-gradient(700px 380px at -10% 110%, var(--coral-t), transparent 55%)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center}
.eyebrow{display:inline-block;font-family:var(--mono);font-size:12.5px;font-weight:600;letter-spacing:.06em;
  color:var(--mut);text-transform:uppercase;margin-bottom:14px}
.eyebrow.t-cobalt{color:var(--cobalt)}
.eyebrow.t-coral{color:var(--coral)}
h1{font-size:clamp(34px,4.6vw,54px);line-height:1.16;letter-spacing:-.035em;font-weight:800;color:var(--navy)}
h1 em{font-style:normal;color:var(--coral)}
.hero-lead{margin-top:18px;font-size:17.5px;color:var(--mut);max-width:34em}
.hero-lead b{color:var(--ink)}
.hero-cta{display:flex;gap:12px;margin-top:26px;flex-wrap:wrap}
.hero-cta.center{justify-content:center}
.hero-ev{display:flex;align-items:center;gap:14px;margin-top:30px;font-size:13px;color:var(--mut);flex-wrap:wrap}
.hero-shot{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);overflow:hidden}
.hero-shot .browser{display:flex;gap:6px;padding:11px 14px;border-bottom:1px solid var(--line);background:var(--paper)}
.hero-shot .browser span{width:9px;height:9px;border-radius:50%;background:#D5DCEA}
.hero-shot figcaption{font-size:12px;color:var(--mut);padding:9px 14px;border-top:1px solid var(--line)}

/* ---------- E0–E5 증빙 미터 (시그니처) ---------- */
.ev-meter{display:inline-flex;gap:6px;margin:16px 0 4px}
.ev-cell{width:52px;height:34px;border-radius:8px;background:var(--navy-t);display:flex;align-items:center;justify-content:center;
  transition:background .3s}
.ev-cell i{font-style:normal;font-family:var(--mono);font-size:13px;font-weight:600;color:#98A3B8}
.ev-cell.on{background:var(--cobalt)}
.ev-cell.on i{color:#fff}
.ev-sm .ev-cell{width:34px;height:24px;border-radius:6px}
.ev-sm .ev-cell i{font-size:10.5px}

/* ---------- 섹션 공통 ---------- */
.sec{padding:76px 0}
.sec.alt{background:var(--paper)}
.sec-head{max-width:720px;margin-bottom:38px}
.sec-head h2{font-size:clamp(24px,3vw,33px);letter-spacing:-.03em;line-height:1.3;color:var(--navy);font-weight:800}
.sec-lead{margin-top:12px;color:var(--mut)}
h2{font-size:clamp(22px,2.6vw,30px);letter-spacing:-.028em;line-height:1.32;color:var(--navy);font-weight:800}
h3{color:var(--navy);letter-spacing:-.02em}
.sub-h{margin:34px 0 14px;font-size:19px}

/* ---------- 루프 스트립 ---------- */
.loop-sec{padding:58px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.loop{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;list-style:none;counter-reset:none}
.loop-step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px 14px;position:relative}
.loop-step b{font-family:var(--mono);font-size:12px;color:var(--cobalt);display:block}
.loop-step span{display:block;font-weight:700;color:var(--navy);margin-top:5px;font-size:15.5px}
.loop-step small{color:var(--mut);font-size:12.5px}
.loop-step:not(:last-child)::after{content:"→";position:absolute;right:-13px;top:50%;transform:translateY(-50%);
  color:#B9C3D6;font-weight:700;z-index:1}
.loop-step:last-child{border-color:var(--coral);background:var(--coral-t)}
.loop-step:last-child b{color:var(--coral)}
.loop-back{margin-top:16px;text-align:center;font-family:var(--mono);font-size:12.5px;color:var(--mut)}

/* ---------- 카드 그리드 ---------- */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.grid5{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}
.card>b{display:block;color:var(--navy);font-size:16.5px;letter-spacing:-.015em}
.card p{margin-top:8px;font-size:14.5px;color:var(--mut)}
.card small{display:block;margin-top:12px}
.prob-card{border-top:3px solid var(--cobalt)}
.prob-card:nth-child(4){border-top-color:var(--coral)}
.cat-card b{font-size:17px}
.sec.alt .card{box-shadow:none}
.j-card .j-tag{display:inline-block;font-family:var(--mono);font-size:11.5px;font-weight:600;padding:4px 10px;border-radius:99px;
  background:var(--cobalt-t);color:var(--cobalt);margin-bottom:12px}
.j-card .j-tag.t-coral{background:var(--coral-t);color:var(--coral)}
.j-card b{display:block;color:var(--navy);font-size:16.5px}

/* ---------- 스플릿 섹션 ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split-img img{border-radius:16px;border:1px solid var(--line)}
.split-copy h2{margin-bottom:14px}
.split-copy p{color:var(--mut)}
.fact-sec{background:linear-gradient(180deg,#fff, var(--cobalt-t) 140%)}
.do-sec{background:linear-gradient(180deg,#fff, var(--coral-t) 140%)}
.link-more{display:inline-block;margin-top:18px;font-weight:700}
.link-more:hover{text-decoration:underline}
.mini-table{width:100%;border-collapse:collapse;margin-top:16px;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.mini-table td{padding:9px 14px;border-bottom:1px solid var(--line);font-size:14px}
.mini-table tr:last-child td{border-bottom:0;background:var(--coral-t);font-weight:600}
.mini-table td.mono{width:84px;color:var(--coral);font-weight:600}
.brand-fig img{border:1px solid var(--line);background:#fff;padding:26px}
.philo{margin-top:18px;border-left:3px solid var(--line);padding-left:18px;display:grid;gap:10px}
.philo p{font-size:14.5px}
.philo b{color:var(--navy);font-family:var(--mono);font-size:12.5px;letter-spacing:.02em}

/* ---------- CTA 밴드 ---------- */
.cta-band{background:var(--navy);color:#fff;padding:60px 0}
.cta-in{display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap}
.cta-band h2{color:#fff}
.cta-band p{color:#B9C3D6;margin-top:8px}

/* ---------- 페이지 헤드 ---------- */
.page-head{padding:62px 0 44px;background:
  radial-gradient(800px 360px at 90% -20%, var(--cobalt-t), transparent 60%)}
.page-head.coral{background:radial-gradient(800px 360px at 90% -20%, var(--coral-t), transparent 60%)}
.page-head.slim{padding:48px 0 30px}
.page-head p{margin-top:14px;color:var(--mut);max-width:44em}
.page-head .hero-cta{margin-top:22px}

/* ---------- 베타 노트 ---------- */
.beta-note{display:flex;gap:10px;align-items:flex-start;background:#fff;border:1px dashed var(--line);
  border-radius:12px;padding:13px 16px;font-size:13.5px;color:var(--mut);margin-top:22px;max-width:52em}
.beta-tag{flex:none;font-family:var(--mono);font-size:11px;font-weight:600;background:var(--navy);color:#fff;
  border-radius:6px;padding:3px 8px;margin-top:1px}

/* ---------- 탐색 ---------- */
.ex-bar{display:flex;gap:12px;margin-bottom:16px}
.ex-bar input{flex:1;padding:13px 16px;border:1.5px solid var(--line);border-radius:12px;background:#fff}
.ex-bar input:focus{border-color:var(--cobalt);outline:none}
.chip-row{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:10px}
.chip{padding:7px 15px;border-radius:99px;border:1.5px solid var(--line);background:#fff;font-size:13.5px;font-weight:600;color:var(--mut)}
.chip.on{border-color:var(--navy);background:var(--navy);color:#fff}
.ex-meta{font-size:13px;color:var(--mut);margin:14px 0}
.ex-list{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.ex-card h3{font-size:17.5px;margin-top:10px}
.ex-top{display:flex;justify-content:space-between;align-items:center;gap:10px;font-size:12px}
.layer-tag{font-family:var(--mono);font-size:11.5px;font-weight:600;padding:4px 10px;border-radius:99px;background:var(--navy-t);color:var(--navy)}
.lt-edu{background:var(--cobalt-t);color:var(--cobalt)}
.lt-do{background:var(--coral-t);color:var(--coral)}
.lt-earn{background:#E8F6EF;color:#1D7A50}
.ex-desc{font-size:14px;color:var(--mut);margin-top:8px;min-height:44px}
.ex-tags{display:flex;gap:6px;flex-wrap:wrap;margin-top:12px}
.ex-tags span{font-size:11.5px;color:var(--mut);background:var(--paper);border:1px solid var(--line);border-radius:6px;padding:3px 8px}
.ex-foot{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-top:16px;flex-wrap:wrap}
.ex-foot>span:last-child{display:flex;gap:8px}
.state-tag{font-family:var(--mono);font-size:11.5px;color:var(--mut);border:1px dashed var(--line);border-radius:6px;padding:4px 9px}
.save-btn.saved{border-color:var(--cobalt);color:var(--cobalt);background:var(--cobalt-t)}
.saved-panel{background:#fff;border:1.5px solid var(--cobalt);border-radius:var(--r);padding:18px 20px;margin-bottom:18px}
.saved-panel ul{list-style:none;margin-top:10px;display:grid;gap:6px}
.saved-panel li{display:flex;justify-content:space-between;align-items:center;font-size:14px;border-bottom:1px dashed var(--line);padding:6px 0}
.saved-panel li button{background:none;border:0;color:var(--mut);font-size:16px}
.empty{background:#fff;border:1px dashed var(--line);border-radius:var(--r);padding:44px 28px;text-align:center;margin-top:8px}
.sec.alt .empty{background:transparent}
.empty b{display:block;color:var(--navy);font-size:17px}
.empty p{color:var(--mut);font-size:14.5px;margin:10px auto 18px;max-width:36em}

/* ---------- 리뷰 ---------- */
.rv-list{display:grid;gap:14px}
.rv-item{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px 20px}
.rv-item h3{font-size:16.5px}
.rv-item .rv-sum{font-size:13.5px;color:var(--mut);margin-top:8px;font-family:var(--mono);line-height:1.7}
.rv-item .rv-row{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-top:12px;flex-wrap:wrap}

/* ---------- 폼 ---------- */
.form-sec{border:1px solid var(--line);border-radius:var(--r);padding:24px;margin-bottom:20px;background:#fff}
.form-sec legend{font-weight:800;color:var(--navy);padding:0 10px;font-size:16.5px;letter-spacing:-.02em}
.form-sec label{display:block;font-size:13.5px;font-weight:600;color:var(--ink);margin-top:14px}
.form-sec input,.form-sec select,.form-sec textarea{display:block;width:100%;margin-top:6px;padding:11px 13px;
  border:1.5px solid var(--line);border-radius:10px;background:#fff;font-weight:400}
.form-sec input:focus,.form-sec select:focus,.form-sec textarea:focus{border-color:var(--cobalt);outline:none}
.f2{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
.req{font-family:var(--mono);font-size:10.5px;color:var(--coral);border:1px solid currentColor;border-radius:5px;padding:1px 6px;margin-left:6px;vertical-align:2px}
.check{display:flex !important;align-items:center;gap:10px;font-weight:500 !important;padding:8px 2px}
.check input{width:17px !important;height:17px;margin:0 !important;accent-color:var(--cobalt);flex:none}
.rate-row{display:grid;grid-template-columns:1fr auto;gap:18px;align-items:center;padding:14px 0;border-bottom:1px dashed var(--line)}
.rate-row:last-child{border-bottom:0}
.rate-info b{color:var(--navy);font-size:14.5px}
.rate-info p{font-size:12.5px;color:var(--mut);margin-top:3px}
.rate-dots{display:flex;gap:7px}
.rate-dot{position:relative}
.rate-dot input{position:absolute;opacity:0;inset:0;cursor:pointer}
.rate-dot span{display:flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;
  border:1.5px solid var(--line);font-family:var(--mono);font-size:13px;color:var(--mut);transition:.15s}
.rate-dot input:checked+span{background:var(--cobalt);border-color:var(--cobalt);color:#fff}
.rate-dot input:focus-visible+span{outline:3px solid var(--cobalt);outline-offset:2px}
.preview-card{border:1.5px solid var(--cobalt);background:var(--cobalt-t);margin-bottom:20px}
.preview-card .mono{font-size:13px;line-height:1.8;margin-top:8px;color:var(--ink)}
.form-actions{display:flex;gap:12px;flex-wrap:wrap}
.f-inline{display:flex;gap:8px;margin-top:10px}
.f-inline input{flex:1;padding:10px 12px;border:1.5px solid var(--line);border-radius:10px}
.f-inline3{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:10px 0}
.f-inline3 select{padding:10px 12px;border:1.5px solid var(--line);border-radius:10px;background:#fff}
.f-col textarea{width:100%;padding:11px 13px;border:1.5px solid var(--line);border-radius:10px;margin-bottom:10px}
.import-box{margin-top:26px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px 20px}
.import-box summary{font-weight:700;color:var(--navy);cursor:pointer}

/* ---------- 그룹 ---------- */
.gtype b{font-size:16px}
.gr-list{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-bottom:8px}
.gr-card h3{font-size:17px;margin-top:10px}
.gm-progress{margin-top:20px;display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.prog-bar{width:min(320px,60vw);height:10px;border-radius:99px;background:var(--navy-t);overflow:hidden}
.prog-bar i{display:block;height:100%;background:linear-gradient(90deg,var(--cobalt),var(--coral));border-radius:99px;transition:width .4s}
.gm-grid{display:grid;grid-template-columns:280px 1fr;gap:22px;align-items:start}
.gm-side{display:grid;gap:16px;position:sticky;top:86px}
.gm-members{list-style:none;margin-top:10px;display:grid;gap:6px}
.gm-members li{display:flex;justify-content:space-between;align-items:center;font-size:14px;padding:7px 10px;background:var(--paper);border-radius:8px}
.gm-members li button{background:none;border:0;color:var(--mut);font-size:15px}
.week-tabs{display:flex;gap:8px;margin-bottom:14px;flex-wrap:wrap}
.wtab{padding:9px 18px;border-radius:10px;border:1.5px solid var(--line);background:#fff;font-weight:700;font-size:14px;color:var(--mut)}
.wtab.on{background:var(--navy);border-color:var(--navy);color:#fff}
.wtab .cnt{font-family:var(--mono);font-size:11px;margin-left:5px;opacity:.75}
.rhythm-hint{padding:10px 16px;font-size:12.5px;color:var(--mut);margin-bottom:14px;background:var(--paper);border-style:dashed}
.gm-board{display:grid;gap:14px;margin-bottom:18px}
.gm-day>b{display:inline-block;margin-bottom:8px}
.e-tag{font-family:var(--mono);font-size:11.5px;font-weight:600;border-radius:6px;padding:3px 9px;background:var(--navy-t);color:var(--navy)}
.e-목표{background:var(--coral-t);color:var(--coral)}
.e-체크인{background:var(--cobalt-t);color:var(--cobalt)}
.e-산출물{background:#E8F6EF;color:#1D7A50}
.e-회고{background:#F3EEFB;color:#6B4FB3}
.gm-entry{background:#fff;border:1px solid var(--line);border-radius:11px;padding:12px 14px;display:grid;gap:5px;position:relative;margin-top:8px}
.gm-entry .e-meta{font-size:11.5px;color:var(--mut)}
.gm-entry p{font-size:14px;white-space:pre-wrap}
.gm-entry .e-del{position:absolute;top:8px;right:10px;background:none;border:0;color:#B9C3D6;font-size:15px}
.gm-entry .e-del:hover{color:var(--danger)}
.entry-form b{display:block;margin-bottom:4px}
.entry-form textarea{width:100%;padding:11px 13px;border:1.5px solid var(--line);border-radius:10px;margin-bottom:10px}
.outcome-card{margin-top:18px;border-top:3px solid var(--cobalt)}
.gm-olist{list-style:none;display:grid;gap:8px;margin:12px 0}
.gm-olist li{background:var(--paper);border-radius:10px;padding:11px 14px;font-size:14px}
.gm-olist .e-meta{display:block;font-family:var(--mono);font-size:11.5px;color:var(--mut);margin-bottom:3px}
.board-empty{border:1px dashed var(--line);border-radius:11px;padding:22px;text-align:center;color:var(--mut);font-size:14px}

/* ---------- 검증 기준 ---------- */
.table-wrap{overflow-x:auto;margin-top:20px}
.std-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;min-width:620px}
.std-table th{background:var(--navy);color:#fff;text-align:left;padding:12px 16px;font-size:13.5px;font-weight:700}
.std-table td{padding:13px 16px;border-bottom:1px solid var(--line);font-size:14px;vertical-align:top}
.std-table tr:last-child td{border-bottom:0}
.ev-code{color:var(--cobalt);font-weight:700;width:64px}
.lang-table td{width:50%}
.lang-table .ok{color:var(--navy);font-weight:600}
.lang-table .ok::before{content:"○ ";color:var(--cobalt)}
.lang-table .no{color:var(--mut)}
.lang-table .no::before{content:"× ";color:var(--coral)}
.dims{display:grid;gap:18px;max-width:820px}
.dim-row .dim-name{display:flex;justify-content:space-between;align-items:baseline}
.dim-row .dim-name b{color:var(--navy);font-size:15px}
.dim-row .dim-name .mono{color:var(--cobalt);font-weight:600}
.dim-bar{height:8px;border-radius:99px;background:var(--navy-t);margin:7px 0 5px;overflow:hidden}
.dim-bar i{display:block;height:100%;background:var(--cobalt);border-radius:99px}
.dim-row p{font-size:13px;color:var(--mut)}
.rule-list{margin:16px 0 0 20px;display:grid;gap:10px;color:var(--ink)}
.rule-list li{padding-left:4px;font-size:15px}
.rule-list.big li{font-size:15.5px}
.rule-list.nosell{list-style:none;margin-left:0}
.rule-list.nosell li{padding-left:26px;position:relative}
.rule-list.nosell li::before{content:"×";position:absolute;left:2px;color:var(--coral);font-weight:800}
.dispute-steps{list-style:none;counter-reset:ds;display:grid;gap:14px;margin-top:16px}
.dispute-steps li{counter-increment:ds;padding-left:44px;position:relative}
.dispute-steps li::before{content:counter(ds);position:absolute;left:0;top:0;width:30px;height:30px;border-radius:50%;
  background:var(--cobalt-t);color:var(--cobalt);font-family:var(--mono);font-weight:700;display:flex;align-items:center;justify-content:center;font-size:13px}
.dispute-steps b{color:var(--navy)}
.dispute-steps p{font-size:13.5px;color:var(--mut);margin-top:2px}

/* ---------- 정책 ---------- */
.pol-body{background:#fff}
.pol-sec{margin-bottom:28px}
.pol-sec h2{font-size:18px;margin-bottom:8px}
.pol-sec p{font-size:14.5px;color:var(--ink)}

/* ---------- 사전등록 ---------- */
.wl-action{margin-top:34px;display:flex;flex-direction:column;align-items:center;gap:14px;text-align:center}
.wl-action .fine{margin-top:0}

/* ---------- 푸터 ---------- */
.site-foot{background:var(--navy);color:#C7CFDE;margin-top:40px}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:36px;padding:56px 22px 40px}
.foot-brand{display:flex;align-items:center;gap:10px}
.foot-brand .mark rect,.foot-brand .mark path:nth-of-type(1){stroke:#fff}
.foot-brand .wm-f{color:#fff}
.foot-slogan{margin-top:14px;font-weight:700;color:#fff}
.foot-desc{margin-top:8px;font-size:13.5px;line-height:1.8;color:#93A0B8}
.foot-links{display:grid;gap:9px;align-content:start}
.foot-links b{color:#fff;font-size:13.5px;margin-bottom:4px}
.foot-links a{font-size:14px;color:#B9C3D6}
.foot-links a:hover{color:#fff}
.foot-base{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.12);
  padding-top:22px;padding-bottom:30px;font-size:12.5px;color:#93A0B8}
.foot-base a{color:#C7CFDE;text-decoration:underline}
.site-foot .dim{color:#7B8AA5}

/* ---------- 모션 ---------- */
@media (prefers-reduced-motion:no-preference){
  .reveal{opacity:0;transform:translateY(14px);transition:opacity .5s ease,transform .5s ease}
  .reveal.in{opacity:1;transform:none}
}

/* ---------- 반응형 ---------- */
@media (max-width:960px){
  .hero-grid,.split,.split.rev{grid-template-columns:1fr;gap:34px}
  .split.rev .split-copy{order:1}
  .split.rev .split-img{order:2}
  .grid4{grid-template-columns:repeat(2,1fr)}
  .grid5{grid-template-columns:repeat(2,1fr)}
  .loop{grid-template-columns:1fr;gap:10px}
  .loop-step:not(:last-child)::after{content:"↓";right:auto;left:22px;top:auto;bottom:-15px;transform:none}
  .gm-grid{grid-template-columns:1fr}
  .gm-side{position:static}
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:680px){
  .nav-toggle{display:flex}
  .site-nav{display:none;position:absolute;top:66px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);
    flex-direction:column;align-items:stretch;padding:14px 22px 20px;gap:4px;box-shadow:var(--shadow)}
  .site-nav.open{display:flex}
  .site-nav a{padding:11px 4px;border-bottom:1px solid var(--paper)}
  .site-nav .nav-cta{margin-top:10px;justify-content:center;border-bottom:0}
  .grid3,.grid4,.grid5,.ex-list,.gr-list{grid-template-columns:1fr}
  .f2,.f-inline3{grid-template-columns:1fr}
  .sec{padding:54px 0}
  .rate-row{grid-template-columns:1fr;gap:10px}
  .cta-in{flex-direction:column;align-items:flex-start}
  .ex-bar{flex-direction:column}
  .ev-cell{width:44px;height:30px}
  .foot-grid{grid-template-columns:1fr;gap:26px;padding-top:44px}
  .hero{padding-top:44px}
}